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SCHOOL CHILDREN PERSONAL ACCIDENT INSURANCE


 

BENEFITS DESCRIPTION

A Accidental Death - If the Insured Person suffers Bodily Injury, shall within twelve (12) consecutive months result in death, We will pay the amount stated in the Policy Schedule.

Extension on death due to dengue fever - If the Insured Person is diagnosed with dengue fever by a Physician, shall within (12) twelve consecutive months result in death, We will pay the amount stated in the Policy Schedule.

B Accidental Permanent Disablement - If the Insured Person suffers Bodily Injury, shall within twelve (12) consecutive months result in disablement as provided in the Table of Benefit described herein, We will pay according to the respective percentage of the sum insured as stated in the Table of Benefit Schedule of Permanent Disablement Benefits.
C DOUBLE INDEMNITY IN THE EVENT OF DEATH ON PUBLIC COMMON CARRIER - If the Insured Person suffers Bodily Injury while travelling on Public Common Carrier to and from the Insured Personís normal place of residence and School as a fare paying passenger, shall within twelve (12) consecutive months result in death, We will pay the amount as stated in the Policy Schedule.
D DOUBLE INDEMNITY IN THE EVENT OF DEATH IN SCHOOL PREMISE - If the Insured Person suffers Bodily Injury in the School Premises, shall within twelve (12) consecutive months result in death, We will pay the amount as stated in the Policy Schedule.
E Accidental Medical Expenses - If the Insured Person suffers Bodily Injury and incurs medical and surgical expenses within twelve (12) consecutive months from the date of the Accident, We will reimburse the expenses incurred per Accident up to the maximum amount stated in the Policy Schedule.

Extension on medical expenses due to dengue fever- If the Insured Person is diagnosed with dengue fever by a Physician and incurs medical and surgical expenses, We will reimburse the expenses per Accident up to the amount stated in the Policy Schedule.

F Hospital Cash Allowance - If the Insured Person suffers Bodily Injury and as a result of this, confined in a Hospital as a registered in-patient, We will pay the daily amount stated in the Policy Schedule for each day of confinement of the Insured Person in the Hospital. The maximum period payable for Benefit F is sixty (60) days per Accident.
G

Hospital Cash Allowance - If the Insured Person suffers Bodily Injury and as a result of this, confined in a Hospital as a registered in-patient, We will pay to the Insured Personís Natural Parents the amount stated in the Policy Schedule as travelling allowance for travelling to and from Hospital.

H

EXTENDED SURVIVAL BENEFIT (Not applicable to teachers and employees) - If either one of the Insured Personís Natural Parents suffers Bodily Injury, shall within twelve (12) consecutive months result in death or Permanent Total Disablement, We will pay the amount stated in the Policy Schedule. This benefit is only applicable to one (1) of the Natural Parents and the total amount payable under this benefit shall not exceed the amount stated in the Policy Schedule.

I

PHYSICIAN BENEFIT - If the Insured Person suffers the same Bodily Injury payable under Benefit E, and after the first consultation by a Physician, the Insured Person shall require any further treatment by an acupuncturist, bonesetter, chiropractor, osteopath and/or physiotherapist with expenses incurred not more than ninety (90) days from the date of the same Accident, We will reimburse the actual expenses incurred up to the maximum amount stated in the Policy Schedule. This benefit is subject to none of the acupuncturist, bonesetter, chiropractor, osteopath and/or physiotherapist is Natural Parents of the Insured Person, an insurance agent or a member of the Insured Person or Natural Parentsí immediate family.

J

ACCIDENTAL DENTAL TREATMENT - If the Insured Person suffers Bodily Injury and incurs expenses for dental treatment provided by a registered dental practitioner who is duly licensed and registered to practise dentistry in the geographical area in which the dental treatment is provided, We will reimburse the expenses incurred per Accident up to the maximum amount stated in the Policy Schedule. This benefit is subject to none of registered dental practitioner is Natural Parents of the Insured Person, an insurance agent or a member of the Insured Person or Natural Parentsí immediate family.

K

BEREAVEMENT ALLOWANCE - If the Insured Person suffers Bodily Injury, shall within twelve (12) consecutive months result in death, We will pay the amount stated in the Policy Schedule.

 

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