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SCHOOL PA PERSONAL ACCIDENT INSURANCE
|
SCHEDULE OF PERMANENT DISABLEMENT BENEFITS |
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|
Disability |
% of Sum Insured |
|
| a. | Loss of one or both hands at wrist | 100% |
| b. | Loss of one or both feet | 100% |
| c. | Loss of sight of one or both eyes | 100% |
| d. | Loss of all fingers and both thumbs | 100% |
| e. | Total paralysis (from neck downwards) | 100% |
| f. | Total insanity | 100% |
| g. | Injury resulting in being permanently bedridden | 100% |
| h. | Permanent total loss of hearing of both ears | 75% |
| Permanent total loss of hearing of one ear | 25% | |
| i. | Loss of speech | 50% |
| j. | Permanent total loss of lens in one eye | 50% |
| k. | Loss of or permanent total loss of use of four fingers and thumb | 50% |
| l. | Loss of or permanent total loss of use of four fingers | 30% |
| m. | Loss of or permanent total loss of use of thumb - both phalanges | 20% |
| Loss of or permanent total loss of use of thumb - one phalanx | 10% | |
| n. | Loss of or permanent total loss of use of fingers - three phalanges | 7.5% |
| Loss of or permanent total loss of use of fingers - two phalanges | 5% | |
| Loss of or permanent total loss of use of fingers - one phalanx | 2% | |
| o. | Loss of or permanent total loss of use of toes - all one foot | 15% |
| Loss of or permanent total loss of use of toes - great both phalanges | 7.5% | |
| Loss of or permanent total loss of use of toes - great one phalanx | 3% | |
| Loss of or permanent total loss of use of toes - any other toe, each | 2% | |
| p. | Fracture leg or patella with established non-union after 26 weeks from the date of accident | 10% |
| q. | Shortening of leg by at least 5cm | 7.5% |
| Percentage of Principal Sum payable for Permanent Disability not set forth in the above schedule shall be determined by the Company in its absolute discretion. Where more than one infirmity arises from any one accident, the percentages are added together but cannot exceed 100% of the Principal Sum Insured. | ||
