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All Malaysians,
Permanent Residents, Work Permit/Employment Pass Holders or otherwise
legally employed persons in Malaysia and their dependents are eligible to
apply.
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This policy is a round
trip commencing in and returning to Malaysia, each trip not exceeding
182 days except for Annual Cover where each trip shall not exceed 90
days.
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The insurance will not be
effective until and unless the premium payable has been paid.
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All Insured Persons must
be in good health and not travelling contrary to the advice of a
Medical Practitioner or for the purpose of obtaining medical
treatment.
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Any Child Insured Person
under the age of 16 years must be accompanied by a parent or an adult
guardian during the trip.
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At the time of scheduling
the trip and/or effecting this insurance neither you nor any other
Insured Person is aware of any circumstances which are likely to lead
to cancellation or curtailment of the trip.
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Upon submitting the
application for this insurance, none of the Insured Persons have
already left Malaysia for any trip meant to be covered by this
insurance.
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The description of
benefits are a brief summary for quick and easy reference only. Please
refer to the Policy Contract for full details of benefits, terms,
exclusions and conditions.
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In the event of
discrepancy, ambiguity and conflict in interpreting any terms or
conditions, the English version shall prevail and supersede the Bahasa
Malaysia version.
