Permanent Residents, Work Permit/Employment Pass Holders or otherwise
legally employed persons in Malaysia and their dependents are eligible to
This policy is a round
trip commencing in and returning to Malaysia, each trip not exceeding
182 days except for Annual Cover where each trip shall not exceed 90
The insurance will not be
effective until and unless the premium payable has been paid.
All Insured Persons must
be in good health and not travelling contrary to the advice of a
Medical Practitioner or for the purpose of obtaining medical
Any Child Insured Person
under the age of 16 years must be accompanied by a parent or an adult
guardian during the trip.
At the time of scheduling
the trip and/or effecting this insurance neither you nor any other
Insured Person is aware of any circumstances which are likely to lead
to cancellation or curtailment of the trip.
Upon submitting the
application for this insurance, none of the Insured Persons have
already left Malaysia for any trip meant to be covered by this
The description of
benefits are a brief summary for quick and easy reference only. Please
refer to the Policy Contract for full details of benefits, terms,
exclusions and conditions.
In the event of
discrepancy, ambiguity and conflict in interpreting any terms or
conditions, the English version shall prevail and supersede the Bahasa