-
Services rendered without
the authorisation and/or intervention of the service provider
-
Services provided by any
party other than the service provider for which no charge is usually
made
-
Medical treatment
administered by relatives whether qualified or not
-
Costs which would have
been payable if the event giving rise to the intervention of the
service provider had not occurred
-
Any expense more
specifically covered in whole or in part under any other insurance
policy, except for its rateable proportion thereof
-
Minor illness or injury
which in the opinion of the service provider's Medical Practitioner
can be adequately treated locally and which do not prevent the Insured
Person from continuing the travel
-
Expenses incurred where in
the opinion of the service provider's Medical Practitioner, the
Insured Person is physically able to return to Malaysia sitting as a
formal passenger and without medical escort
-
All circumstances
described under the General Exclusions of this Policy.
