SCHEDULE
OF BENEFITS
(DEATH AND PERMANENT DISABLEMENT)
|
COMPENSATION
|
(Percentage
of Capital Sum Insured)
|
A.
ACCIDENTAL DEATH (occurring within twelve calendar months of accident)
|
100%
|
B.
PERMANENT DISABILITY (occurring within twelve calendar months of accident)
|
100%
|
Loss
of or permanent total loss of use of two limbs
|
100%
|
Loss
of or permanent total loss of use of both hands, or of all fingers and both thumbs
|
100%
|
Total
paralysis / quadriplegia
|
200%
|
Injuries
resulting in being permanently bedridden
|
100%
|
Total
insanity
|
100%
|
Any
other injury causing permanent total disablement
|
100%
|
Loss
of or permanent total loss of use of ARM at shoulder
|
100%
|
Loss
of or permanent total loss of use of ARM between shoulder and elbow
|
100%
|
Loss
of or permanent total loss of use of ARM between elbow and wrist
|
100%
|
Loss
of or permanent total loss of use of HAND at wrist
|
100%
|
Loss
of or permanent total loss of use of LEG
|
- at hip
|
100%
|
- between knee and hip
|
100%
|
- between knee and ankle
|
100%
|
EYE:
loss of
|
- whole eye
|
100%
|
- all sight in one eye
|
100%
|
- all sight in one eye, except perception of light
|
55%
|
- lens in one eye
|
55%
|
Loss
of or permanent total loss of use of FOUR FINGERS AND THUMB of one hand
|
55%
|
Loss
of or permanent total loss of use of FOUR FINGERS
|
45%
|
Loss
of or permanent total loss of use of THUMB
|
- both phalanges
|
35%
|
- one phalanx
|
20%
|
Loss
of or permanent total loss of use of INDEX FINGER
|
- three phalanges
|
20%
|
- two phalanges
|
15%
|
- one phalanx
|
10%
|
Loss
of or permanent total loss of use of MIDDLE FINGER
|
- three phalanges
|
10%
|
- two phalanges
|
7%
|
- one phalanx
|
5%
|
Loss
of or permanent total loss of use of RING FINGER
|
- three phalanges
|
8%
|
- two phalanges
|
7%
|
- one phalanx
|
5%
|
Loss
of or permanent total loss of use of LITTLE FINGER
|
- three phalanges
|
7%
|
- two phalanges
|
6%
|
- one phalanx
|
5%
|
Loss
of or permanent total loss of use of METACARPALS
|
- first and second (additional)
|
6%
|
- third, fourth and fifth (additional)
|
5%
|
Loss
of or permanent total loss of use of TOES
|
- all
|
25%
|
- great, both phalanges
|
10%
|
- great, one phalanx
|
5%
|
- other than great, if more than one toe lost each
|
4%
|
Loss
of HEARING
|
- both ears
|
80%
|
- one ear
|
30%
|
Loss
of SPEECH
|
|
60%
|
Shortening of ARM
|
- more than 1" up to 2"
|
5%
|
- more than 2" up to 4"
|
8%
|
- more than 4"
|
15%
|
Shortening of LEG
|
- more than 1" up to 2"
|
8%
|
- more than 2" up to 4"
|
15%
|
- more than 4"
|
30%
|
Impotency or infertility
|
|
10%
|