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I.    Whilst on any mode of traveling

  • Motor cycling

  • Disappearance

II.   Whilst engaged in Sports or Hobbies

  • All Amateur sports (except martial arts and boxing)

  • Water sports including yachting and water skiing

  • Scuba diving (up to 50 meters deep)

  • Hunting

  • Mountain climbing

  • Polo playing

  • Bungee jumping

III.  Accidents caused by Nature

  • Natural disasters including La Nina, El Nino, flood and earthquake

  • Exposure to natural elements

  • Snake Bites and Harmful Animal Bites

IV.   Other Additional Extensions

  • Strike Riot and Civil commotion

  • Murder and Assault (unprovoked)

  • Drowning

  • Suffocation through smoke fumes or poisonous gas

  • Food and Drink poisoning

  • Intoxication by drugs (drugs must be prescribed by a registered medical practitioner)

  • Accident consequent upon intoxication of alcohol

  • Dengue Fever, Japanese Encephalitis and Malaria

  • HIV through Blood Transfusion

If you wish to apply for "The Personal Sentinel" coverage, just instruct us by e-mail providing the following details and we will be sending you the appropriate Application Form:-

  • Your preferred correspondence address

  • Insured/s occupations

  • Insured/s age next birthday

  • Which Plan (with or without weekly indemnity) have you chosen? Plan 1, 2, 3, 4, 5, 6, 7 or 8.

  • How would you like to make your payment? (By Credit Card or Cheque or Direct Bank-in to Alliance Bank) Payment by CASH is not recommended.

  • How would you like us to contact you?

services provided by kooagency

Call our Mobile Service Line 012-6597262 for an appointment!

or if you prefer, you may e-mail us at

@ kooagency web services since Aug 2000