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THE PERSONAL SENTINEL Version 3


TABLE OF BENEFITS AND ANNUAL PREMIUMS

TABLE OF BENEFITS
Benefit Description Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6 Plan 7
A ACCIDENTAL DEATH RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
B ACCIDENTAL PERMANENT DISABLEMENT RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
C DOUBLE INDEMNITY
  • Acc. Death on public conveyance

  • Acc. Death on Grab, Uber or e-hailing services

  • Total Paralysis or Quadriplegia

  • Acc. Death due to fire at own residence

RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
D ACCIDENTAL MEDICAL EXPENSES RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
D1 MEDICAL & POST-MORTEM REPORT FEES RM150
D2 ACCIDENTAL POST-HOSPITALISATION TRADITIONAL TREATMENT RM50 PER VISIT, UP TO A MAX OF RM500 RM50 PER VISIT, UP TO A MAX OF RM1,000
D3 DENGUE FEVER, MALARIA & JAPANESE ENCEPHALITIS RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
D4 AMBULANCE FEES RM500
D5 CASHLESS HOSPITAL ADMISSION RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
E

WEEKLY BENEFIT (OPTIONAL)

E1 TEMPORARY TOTAL DISABLEMENT RM50 RM100 RM120 RM150 RM250 RM350 RM500
E2 TEMPORARY PARTIAL DISABLEMENT RM25 RM50 RM60 RM75 RM125 RM175 RM250
F DAILY HOSPITAL INCOME RM90 RM90 RM90 RM120 RM180 RM200 RM250
G DEATH DUE TO ZIKA OR CHIKUNGUNYA 10% OF PRINCIPAL SUM INSURED
H DEATH DUE TO DENGUE FEVER, MALARIA & JAPANESE ENCEPHALITIS 10% OF PRINCIPAL SUM INSURED
I EMERGENCY CASH RM5,000
J PROSTHESIS / WHEELCHAIR - PERMANENT TOTAL DISABLEMENT RM2,500
K PROSTHESIS / WHEELCHAIR - PARTIAL DISABLEMENT RM250
L DENTAL CORRECTION OR CORRECTIVE COSMETIC SURGERY RM5,000
M KIDNAP BENEFIT RM5,000 FOR EXPENSES AND RM25,000 FOR REWARD
N HIV / AIDS CONTRACTED THROUGH BLOOD TRANSFUSION 10% OF PRINCIPAL SUM INSURED
O PERMANENT IMPOTENCY OR INFERTILITY DUE TO ACCIDENTAL INJURY 10% OF PRINCIPAL SUM INSURED
P PERSONAL LIABILITY 2 TIMES OF PRINCIPAL SUM INSURED
Q RENEWAL BONUS 15% PER YEAR ON PRINCIPAL SUM INSURED, UP TO A MAX OF 150%
R REFERRAL EMERGENCY ASSISTANCE PROGRAMME UP TO USD1,000,000
TABLE OF ANNUAL PREMIUMS
ANNUAL PREMIUMS (WITH WEEKLY BENEFIT)
PLAN PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5 PLAN 6 PLAN 7
OCCUPATIONAL CLASS 1 & 2 RM169 RM278 RM433 RM557 RM859 RM1,175 RM1,567
OCCUPATIONAL CLASS 3 RM285 RM470 RM731 RM945 N/A N/A N/A
ANNUAL PREMIUMS (WITHOUT WEEKLY BENEFIT)
OCCUPATIONAL CLASS 1 & 2 RM143 RM225 RM354 RM462 RM728 RM992 RM1,305
OCCUPATIONAL CLASS 3 RM239 RM377 RM593 RM777 N/A N/A N/A

NOTE: The premiums above are EXCLUDING 6% GST and a RM10 Stamp Duty.

OCCUPATIONAL CLASSIFICATION:-

  • CLASS 1 - Person engaged in professional administrative, managerial, clerical and non-manual occupations

  • CLASS 2 - Person engaged in work supervisory nature but not involved in manual labour

  • CLASS 3 - Person engaged either occasionally or generally in manual work which involves the use of tools or machinery

 

If you wish to apply for "The Personal Sentinel" coverage, just instruct us by e-mail providing the following details and we will be sending you the appropriate Application Form:-

  • Your preferred correspondence address

  • Insured/s occupations

  • Insured/s age next birthday

  • Which Plan (with or without weekly indemnity) have you chosen? Plan 1, 2, 3, 4, 5, 6, or 7

  • How would you like to make your payment? (By Credit Card or Online Transfer / Bank-in to Maybank) Payment by CASH is not recommended.

  • How would you like us to contact you?


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