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THE PERSONAL
SENTINEL Version 3 PLUS
TABLE
OF BENEFITS AND ANNUAL PREMIUMS
TABLE
OF BENEFITS |
Benefit |
Description |
Plan
1 |
Plan
2 |
Plan
3 |
Plan
4 |
Plan
5 |
Plan
6 |
Plan
7 |
A |
ACCIDENTAL
DEATH |
RM50,000 |
RM100,000 |
RM200,000 |
RM300,000 |
RM500,000 |
RM750,000 |
RM1,000,000 |
B |
ACCIDENTAL
PERMANENT DISABLEMENT |
RM50,000 |
RM100,000 |
RM200,000 |
RM300,000 |
RM500,000 |
RM750,000 |
RM1,000,000 |
C |
DOUBLE
INDEMNITY
-
Acc. Death on public
conveyance
-
Acc. Death on Grab, Uber
or e-hailing services
-
Total Paralysis or
Quadriplegia
-
Acc. Death due to fire at
own residence
|
RM50,000 |
RM100,000 |
RM200,000 |
RM300,000 |
RM500,000 |
RM750,000 |
RM1,000,000 |
D |
ACCIDENTAL
MEDICAL EXPENSES |
RM5,000 |
RM6,000 |
RM6,500 |
RM7,500 |
RM10,000 |
RM12,000 |
RM15,000 |
D1 |
MEDICAL
& POST-MORTEM REPORT FEES |
RM150 |
D2 |
ACCIDENTAL TRADITIONAL
TREATMENT (No Hospitalisation Required) |
RM50
PER VISIT, UP TO A MAX OF RM500 |
RM50
PER VISIT, UP TO A MAX OF RM1,000 |
D3 |
DENGUE
FEVER, MALARIA & JAPANESE ENCEPHALITIS |
RM5,000 |
RM6,000 |
RM6,500 |
RM7,500 |
RM10,000 |
RM12,000 |
RM15,000 |
D4 |
AMBULANCE
FEES |
RM500 |
D5 |
CASHLESS
HOSPITAL ADMISSION |
RM5,000 |
RM6,000 |
RM6,500 |
RM7,500 |
RM10,000 |
RM12,000 |
RM15,000 |
E |
WEEKLY BENEFIT (OPTIONAL) |
E1 |
TEMPORARY
TOTAL DISABLEMENT |
RM50 |
RM100 |
RM120 |
RM150 |
RM250 |
RM350 |
RM500 |
E2 |
TEMPORARY
PARTIAL DISABLEMENT |
RM25 |
RM50 |
RM60 |
RM75 |
RM125 |
RM175 |
RM250 |
F |
DAILY
HOSPITAL INCOME |
RM90 |
RM90 |
RM90 |
RM120 |
RM180 |
RM200 |
RM250 |
G |
DEATH
DUE TO ZIKA OR CHIKUNGUNYA |
10%
OF PRINCIPAL SUM INSURED |
H |
DEATH
DUE TO DENGUE FEVER, MALARIA & JAPANESE ENCEPHALITIS |
10%
OF PRINCIPAL SUM INSURED |
I |
EMERGENCY
CASH |
RM5,000 |
J |
PROSTHESIS
/ WHEELCHAIR - PERMANENT TOTAL DISABLEMENT |
RM2,500 |
K |
PROSTHESIS
/ WHEELCHAIR - PARTIAL DISABLEMENT |
RM250 |
L |
DENTAL
CORRECTION OR CORRECTIVE COSMETIC SURGERY |
RM5,000 |
M |
KIDNAP
BENEFIT |
RM5,000
FOR EXPENSES AND RM25,000 FOR REWARD |
N |
HIV
/ AIDS CONTRACTED THROUGH BLOOD
TRANSFUSION |
10%
OF PRINCIPAL SUM INSURED |
O |
PERMANENT
IMPOTENCY OR INFERTILITY DUE TO ACCIDENTAL INJURY |
10%
OF PRINCIPAL SUM INSURED |
P |
PERSONAL
LIABILITY |
2
TIMES OF PRINCIPAL SUM INSURED |
Q |
LOSS OF
PERSONAL EFFECTS DUE TO SNATCH THEFT |
RM500 |
R |
RENEWAL
BONUS |
15%
PER YEAR ON PRINCIPAL SUM INSURED, UP TO A MAX OF 150% |
S |
REFERRAL
EMERGENCY ASSISTANCE PROGRAMME |
UP
TO USD1,000,000 |
TABLE
OF ANNUAL PREMIUMS |
ANNUAL
PREMIUMS (WITH WEEKLY BENEFIT) - Not including
6% SST & RM10.00 Stamp Duty |
PLAN |
PLAN
1 |
PLAN
2 |
PLAN
3 |
PLAN
4 |
PLAN
5 |
PLAN
6 |
PLAN
7 |
OCCUPATIONAL
CLASS 1 & 2 |
RM169 |
RM278 |
RM433 |
RM557 |
RM859 |
RM1,175 |
RM1,567 |
OCCUPATIONAL
CLASS 3 |
RM285 |
RM470 |
RM731 |
RM945 |
N/A |
N/A |
N/A |
ANNUAL
PREMIUMS (WITHOUT WEEKLY BENEFIT) - Not including
6% SST & RM10.00 Stamp Duty |
OCCUPATIONAL
CLASS 1 & 2 |
RM143 |
RM225 |
RM354 |
RM462 |
RM728 |
RM992 |
RM1,305 |
OCCUPATIONAL
CLASS 3 |
RM239 |
RM377 |
RM593 |
RM777 |
N/A |
N/A |
N/A |
NOTE:
|
OCCUPATIONAL
CLASSIFICATION:-
-
CLASS 1 - Person engaged
in professional administrative, managerial, clerical and non-manual
occupations
-
CLASS 2 - Person engaged
in work supervisory nature but not involved in manual labour
-
CLASS 3 - Person engaged
either occasionally or generally in manual work which involves the
use of tools or machinery
|
If
you wish to apply for the PSv3 Plus coverage, just instruct us by
e-mail
or
Whatsapp us at 012-6597262.
services
provided
by kooagency
|