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THE PERSONAL SENTINEL Version 3


TABLE OF BENEFITS AND ANNUAL PREMIUMS

TABLE OF BENEFITS
Benefit Description Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6 Plan 7
A ACCIDENTAL DEATH RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
B ACCIDENTAL PERMANENT DISABLEMENT RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
C DOUBLE INDEMNITY
  • Acc. Death on public conveyance

  • Acc. Death on Grab, Uber or e-hailing services

  • Total Paralysis or Quadriplegia

  • Acc. Death due to fire at own residence

RM50,000 RM100,000 RM200,000 RM300,000 RM500,000 RM750,000 RM1,000,000
D ACCIDENTAL MEDICAL EXPENSES RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
D1 MEDICAL & POST-MORTEM REPORT FEES RM150
D2 ACCIDENTAL POST-HOSPITALISATION TRADITIONAL TREATMENT RM50 PER VISIT, UP TO A MAX OF RM500 RM50 PER VISIT, UP TO A MAX OF RM1,000
D3 DENGUE FEVER, MALARIA & JAPANESE ENCEPHALITIS RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
D4 AMBULANCE FEES RM500
D5 CASHLESS HOSPITAL ADMISSION RM5,000 RM6,000 RM6,500 RM7,500 RM10,000 RM12,000 RM15,000
E

WEEKLY BENEFIT (OPTIONAL)

E1 TEMPORARY TOTAL DISABLEMENT RM50 RM100 RM120 RM150 RM250 RM350 RM500
E2 TEMPORARY PARTIAL DISABLEMENT RM25 RM50 RM60 RM75 RM125 RM175 RM250
F DAILY HOSPITAL INCOME RM90 RM90 RM90 RM120 RM180 RM200 RM250
G DEATH DUE TO ZIKA OR CHIKUNGUNYA 10% OF PRINCIPAL SUM INSURED
H DEATH DUE TO DENGUE FEVER, MALARIA & JAPANESE ENCEPHALITIS 10% OF PRINCIPAL SUM INSURED
I EMERGENCY CASH RM5,000
J PROSTHESIS / WHEELCHAIR - PERMANENT TOTAL DISABLEMENT RM2,500
K PROSTHESIS / WHEELCHAIR - PARTIAL DISABLEMENT RM250
L DENTAL CORRECTION OR CORRECTIVE COSMETIC SURGERY RM5,000
M KIDNAP BENEFIT RM5,000 FOR EXPENSES AND RM25,000 FOR REWARD
N HIV / AIDS CONTRACTED THROUGH BLOOD TRANSFUSION 10% OF PRINCIPAL SUM INSURED
O PERMANENT IMPOTENCY OR INFERTILITY DUE TO ACCIDENTAL INJURY 10% OF PRINCIPAL SUM INSURED
P PERSONAL LIABILITY 2 TIMES OF PRINCIPAL SUM INSURED
Q RENEWAL BONUS 15% PER YEAR ON PRINCIPAL SUM INSURED, UP TO A MAX OF 150%
R REFERRAL EMERGENCY ASSISTANCE PROGRAMME UP TO USD1,000,000
TABLE OF ANNUAL PREMIUMS
ANNUAL PREMIUMS (WITH WEEKLY BENEFIT) - Not including 6% SST & RM10.00 Stamp Duty
PLAN PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5 PLAN 6 PLAN 7
OCCUPATIONAL CLASS 1 & 2 RM169 RM278 RM433 RM557 RM859 RM1,175 RM1,567
OCCUPATIONAL CLASS 3 RM285 RM470 RM731 RM945 N/A N/A N/A
ANNUAL PREMIUMS (WITHOUT WEEKLY BENEFIT) - Not including 6% SST & RM10.00 Stamp Duty
OCCUPATIONAL CLASS 1 & 2 RM143 RM225 RM354 RM462 RM728 RM992 RM1,305
OCCUPATIONAL CLASS 3 RM239 RM377 RM593 RM777 N/A N/A N/A

NOTE: PLEASE ADD 6% SST & RM10.00 STAMP DUTY TO THE ABOVE PREMIUMS.

OCCUPATIONAL CLASSIFICATION:-

  • CLASS 1 - Person engaged in professional administrative, managerial, clerical and non-manual occupations

  • CLASS 2 - Person engaged in work supervisory nature but not involved in manual labour

  • CLASS 3 - Person engaged either occasionally or generally in manual work which involves the use of tools or machinery

 

If you wish to apply for "PSV3" coverage, just instruct us by e-mail providing the following details and we will be sending you the appropriate Application Form:-

  • Your preferred correspondence address

  • Insured/s occupations

  • Insured/s age next birthday

  • Which Plan (with or without weekly indemnity) have you chosen? Plan 1, 2, 3, 4, 5, 6, or 7

  • How would you like to make your payment? (By Credit Card or Online Transfer / Bank-in to Maybank) Payment by CASH is not recommended.

  • How would you like us to contact you?


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