IMPORTANT NOTICE:

The Medical (Amendment)  Act 2012 makes it legally compulsory for all doctors to produce evidence of Professional Indemnity cover when applying for their Annual Practicing Certificate. This said Act is effective in the year 2019.

Professional Indemnity Insurance for

GENERAL DENTAL PRACTITIONERS   

Also available

Professional Indemnity Insurance For

 

All you want to know about..... PI for General Dental Practitioners

HIGHLIGHTS OF THE SCHEME

  • First locally underwritten Medical Indemnity Scheme, initiated by doctors in 1994 and extended to Dentist and Pharmacist in 2003.
  • Can provide Full *Retroactive cover at no additional cost. *For Retroactive cover, kindly furnish a copy of your previous policy schedule for underwriting purposes.
  • Estates and Legal Representatives of members are also covered.
  • Provides advice and assistance with representation when necessary at Malaysian Medical and Dental Council disciplinary hearings.
  • Provides cover for Good Samaritan Acts.
  • Provides Locum extension cover.
  • Provides Medico - Legal assistance and support.
  • Provides Indemnity Cover to Freelance and Government Dentists as Locums
TYPES OF PLANS, LIMIT OF INDEMNITY AND ANNUAL PREMIUMS

GOVERNMENT DENTAL PRACTITIONERS

Limit of Liability (RM)

Premium (RM) inclusive of 6% SST & Stamp Duty (RM10)

1) Legal Advice / Representation in Professional Bodies (non-indemnity) 500,000 500.00 + 30.00 + 10.00 = 540.00
2) Locum Services
     i.   General Practice i. 1,000,000 i. 700.00 + 42.00 + 10.00 = 752.00
     ii.  General Practice with specialized procedures ii. 2,000,000 ii. 1,250.00 + 75.00 + 10.00 = 1,335.00
     iii. Specialist Practice iii. 2,000,000 iii. 1,700.00 + 102.00 + 10.00 = 1,812.00
3) Full Indemnity Cover - Covers your practice both in Public and Private Sectors doing General Dentistry i. 1,000,000 i. 950.00 + 57.00 + 10.00 = 1,017.00
ii. 2,000,000 ii. 1,250.00 + 75.00 + 10.00 = 1,335.00
PRIVATE DENTAL PRACTITIONERS Limit of Liability (RM) Premium (RM) inclusive of 6% SST & Stamp Duty (RM10)
1) General Dental Practice i. 1,000,000 i. 1,200.00 + 72.00 + 10.00 = 1,282.00
ii. 2,000,000 ii. 1,400.00 + 84.00 + 10.00 = 1,494.00
2) General Dental Practitioners practicing Accredited Specialized Procedures 2,500,000 1,700.00 + 102.00 + 10.00 = 1,812.00
3) Dental Specialists (Private Sector) - except Maxillo-Facial Surgery which can be considered upon request i. 2,000,000 i. 2,200.00 + 132.00 + 10.00 = 2,342.00
ii. 3,000,000 ii. 2,700.00 + 162.00 + 10.00 = 2,872.00
FREQUENTLY ASKED QUESTIONS
1. IS COVERAGE PROVIDED ON AN OCCURRENCE BASIS OR CLAIMS MADE BASIS?

The coverage afforded by this scheme is on a claims made basis - meaning indemnity is provided for claims made against you while you are a member of this scheme. You are encouraged to continue being a member of our scheme, as we provide retroactive cover for services that you may have provided for in the past (from the effective date of cover), but being sued during the period the policy is in force. Furthermore, the scheme also offers continuum of cover for members of the scheme who retire or completely cease practice. Therefore, the coverage afforded is comprehensive and meets the requirement of the General Dental Practitioner.

2. IN THE EVENT OF A CLAIM AGAINST ME, WHAT DO I DO AND DO I BEAR ANYTHING?

Unlike other insurance policies, there is no excess applicable. In the event of a claim or if you are aware of a potential claim, you have to immediately notify the The Claims Manager (Non-Motor Department), Zurich General Insurance Malaysia Berhad.

3. HOW DO I SIGN UP FOR THIS PROFESSIONAL INDEMNITY INSURANCE?

Just provide us the following details via i) EMAIL (kooagency@yahoo.com) or ii) WHATSAPP / SMS to 012-6597262:-

  • FULL NAME OF DOCTOR
  • EMAIL ADDRESS
  • MOBILE PHONE NO.
  • THE PROFESSIONAL INDEMNITY PLAN CHOSEN

Zurich General Insurance Malaysia Berhad will then send an ONLINE EMAIL LINK to you. Simply follow the email link to complete your signing up and payment.

IT'S THAT SIMPLE!

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