- Fire Insurance
- Fire Consequential Loss Insurance
- Equipment All Risks Insurance
- Burglary Insurance
- Money Insurance
- Plate Glass Insurance
- Fidelity Guarantee Insurance
- Public Liability Insurance
- Group PA Insurance
- Keyman PA Insurance
- Group Term Life Insurance
Ask us now for a
For full wordings of the Policy and the Perils, Clauses
& Warranties, you may download here.....
solution for small business protection.
your business is your passion, you’ll want only the best way to protect
it. Whether it is protection for your employees or your business, Optimuz
is your one-stop solution.
and policies are issued quickly and conveniently so you have one less
thing to worry about. The best part is, you get to choose as many products
as you see fit to match all your business needs. All you do is decide
which of the following products will suit your business requirements. Then
we will immediately finalise the all-in-one Optimuz solution, just for
is time-saving and convenient since all quotations and policies are issued
on the spot.
gives you the flexibility to pick and choose the coverage that you need
with Fire Insurance being the main protection.
can also be assured of efficient service from our dedicated agents and
prompt response from our Zurich Call Centre.
can’t stay cool about a fire. Fires can eradicate entire businesses. And
it can happen to you. So make sure you cover loss and damage to your
business premises and its contents, as a result of fire or lightning or
domestic explosions. Depending on your needs, our basic policy can be
enhanced to cover other causes of loss such as flood, earthquakes and even
riot and strikes.
FIRE CONSEQUENTIAL LOSS INSURANCE
the continuity of your business.
can cause irreversible losses, not just material but financial. Fire
Consequential Loss Insurance offers additional insurance to help cover
those losses that occur because your business can’t get back on track
after a fire. It takes into consideration losses such as loss of Gross
Profit due to turnover reduction, increase in working cost and additional
expenses incurred as a result of business interruption caused by fire.
EQUIPMENT ALL RISKS INSURANCE
when your machinery stops, so does business.
an insurance cover for industrial machinery and commercial equipment which
are vital to your business is a must. Equipment All Risks Insurance
protects both mobile as well as immobile equipment such as printing
machines and food packaging machines, among others. Your fleet of
tractors, forklifts, bulldozers which are not licensed for general road
use, can be covered against accidental collision, overturning, theft and
doesn’t pay. We do.
and theft happen when you least expect it, so be prepared. A basic
coverage for loss of and damage to valuable items that are stored in your
business premises due to theft by forcible entry and armed robbery is
advisable for all businesses.
Money comes and goes. Make
sure it comes more than it goes.
You work hard to make more
money, so you certainly won't want to risk losing your cash. Money
Insurance covers loss of money as a result of burglary or robbery. Money
Insurance covers Money in Transit, such as cash sales, on your way to the
bank or money withdrawn for wages, on the way back to your office. It also
covers loss of Money in Premises, which means cash, cheques, postal or
money order, stamps and bills of exchange stolen from you business
PLATE GLASS INSURANCE
that won’t crack under pressure.
who live in glass houses shouldn’t throw stones! Take it literally, as
it can cost you a small fortune to replace any glass structure. Plate
Glass Insurance is specially designed for businesses with glass doors ,
windows, glass panels and showcases. It covers accidental breakage of
glass in the premises but does not cover disfiguration or damage other
than fractures extending through the entire thickness of the glass.
FIDELITY GUARANTEE INSURANCE
next best policy.
a sound policy - not to take honesty for granted.Though you trust your
employees, we suggest you lessen your risk of loss of monies, negotiable
instruments or company goods as a result of employee dishonesty or fraud.
PUBLIC LIABILITY INSURANCE
happen. Strike a deal with it.
an accident happen on your business premises, and someone - a child, a
customer or a visitor - is hurt or injured, you could be held responsible.
Public Liability Insurance is what you need to deal with compensation
claims your business may face under these circumstances.
GROUP PERSONAL ACCIDENT INSURANCE
your employees 24/7.
are the life of your business. Provide them the protection they deserve.
Give them the benefit of 24-hour protection against any accidental injury
, anywhere in the world.
KEYMAN PERSONAL ACCIDENT INSURANCE
the key person.
every organisation, there are individuals who are vital to the
success of the business, and its day-to-day operations. Protect them at
all costs. With Keyman Personal Accident Insurance, your business will
also be compensated for the financial impact of losing these personnel
in an accident.
GROUP TERM LIFE INSURANCE
great team deserves great benefits.
need the right plans to retain the best teams. Employee First is a yearly
renewable group term life insurance policy that truly cares for your
employees’ welfare and well being. It offers 7 different plans to suit
your requirements. It covers death, accidental death and disablement
(ADD), total and permanent disability and much more. In fact, the ADD
benefits provide coverage up to an additional 400% of the plan's basic sum