All you want to know about the..... SKHPPA (SKIM KEMASUKAN HOSPITAL & PEMBEDAHAN PEKERJA ASING)


DESCRIPTION OF BENEFITS/COVERAGE

SCHEDULE OF BENEFIT (ANY ONE DISABILITY)

ITEM BENEFITS AMOUNT (RM)
1(a) Daily Hospital Room & Board (Maximum up to 30 days)

As charged - in accordance to charges consistent with THIRD (3rd) Class Room & Board to a maximum of RM60.00 per day in a Non-Corporatised Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fees (Medical) Order 1982

1(b) Intensive Care Unit (ICU) (Maximum up to 15 days)
2 Hospital Supplies and Services
3 Operating Theatre
4 Surgical Fees (Exclude Organ Transplantation)
5 Anesthetist Fees
6 In-Hospital Physician Visits (Maximum up to 30 days)
7 In-Hospital Specialist Consultation Visits (Maximum up to 30 days)
8 Ambulance Fees / Medical Report Fees

Maximum Overall Annual Limit (Item 1 to 8)

RM10,000.00

The Annual Limit under the scheme covers the amount in excess of the medical expenses provided under the Foreign Worker Compensation Scheme (FWCS) as per Section 15(3) of the Workmen's Compensation Act 1952 (Act 273)

IMPORTANT NOTE: All benefits payable for any number of disabilities in any one given period of insurance is subject to the Overall Annual Limit of RM10,000.00 per Insured Worker


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