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All you want to know about... FIRE INSURANCE

FIRE INSURANCE

FOR THE BUSINESS PROPERTY & CONTENTS

more reading on 'Avoiding fire losses'

WHAT IS IT?

The Insurer agrees subject to the Terms and Conditions of the Fire Policy that if the Property Insured described in the Schedule or any part of such property be destroyed or damaged by FIRE or LIGHTNING during the period of insurance, the Insurer will pay or make good to the Insured the value of the Property Insured at the time of the happening of its destruction or the amount of such damage.

BASIC COVER

FIRE & LIGHTNING (subject to the terms, exceptions and conditions of the policy)

ADDITIONAL PERILS

(if required with additional premium)

  • Flood
  • Storm, Tempest
  • Subsidence and Landslip
  • Aircraft Damage
  • Impact Damage
  • Explosion
  • Water damage due to bursting or overflowing of water tanks, pipes
  • Riot and Strike malicious damage
  • Sprinkler Leakage Damage
  • Other extension required (please specify)

DESCRIPTION OF PROPERTY INSURED

  1. Buildings
  2. Rent @             Months
  3. Plant and Machinery
  4. Stock in trade consisting of.....
  5. Furniture, Fixtures and Fittings
  6. Removal of debris
  7. Architects, Surveyors & Consulting Engineers fees
  8. Others.... (described)

ANNUAL PREMIUM

Rates are fixed as Annual Premium Rates per cent (%) and may not be reduced for any reason.  Annual Premium is calculated based on the latest FIRE TARIFF schedule of rates and classifications as provided by PERSATUAN INSURAN AM MALAYSIA (General Insurance Association of Malaysia).
If you wish to apply for the Fire Insurance coverage, just instruct us by e-mail and we will be sending you the Official Application Form

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