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All you want to know about... Commercial Personal Accident Cover Plus

COMMERCIAL

Personal Accident Cover PLUS

For Commercial Vehicles ("C Permit" or "A Permit" Goods Vehicles)

WHAT IS IT?

COVERAGE

The Insured Person shall mean the DRIVER AND/OR ATTENDANT who is employed by the Insured, and the coverage is limited to whilst the Insured Person is driving or riding in the commercial vehicle registered in the Policy Schedule. Age limits in respect to each Insured Person is 18 to 70 years old.

GEOGRAPHICAL LIMITS
- within MALAYSIA, SINGAPORE and BRUNEI.
BENEFITS IN RESPECT OF EACH INSURED PERSON
BODILY INJURY caused by violent accidental external and visible means, whilst driving or riding in the Insured's commercial vehicle, which injury shall solely and independently of any other cause results in the death or permanent disability of the Insured Person within twelve (12) months of the happening of an accident.
Benefit A: DEATH Death benefit of minimum RM35,000 up to a maximum of RM140,000 is payable to each commercial vehicle owner or his/her legal personal representative, depending on the number of units insured.
Benefit B: PERMANENT DISABILITY
  1. Total and irrecoverable loss of all sight in both eyes
  2. Total Loss by physical severance of both hands or both feet or one hand and one foot
  3. Total Loss by physical severance of one hand or one foot together with the total and irrecoverable loss of all sight in one eye
  4. Total and irrecoverable loss of all sight in one eye
  5. Total loss by physical severance of one hand or one foot
Benefit C: DAILY HOSPITAL INCOME Daily Hospital Income up to a maximum of 30 days for any one accident, only for the driver and/or attendant (where applicable) in the insured commercial vehicle. RM30 per day (irrespective of the number of units) is payable to the Insured Person.

PREMIUMS AND SUM INSUREDS

Number of Units

Sum Insured

Premium

(inclusive of RM10 Stamp Duty & 6% Service Tax)

1 RM 35,000 RM 275.00
2 RM 70,000 RM 540.00
3 RM 105,000 RM 805.00
4 RM 140,000 RM 1,070.00

If you wish to apply for the COMMERCIAL Personal Accident Cover PLUS now, just instruct us via  e-mail and we will forward an Official Application Form to you.

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