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All you
want to know about...
Commercial
Personal
Accident
Cover Plus |
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COMMERCIAL
Personal
Accident
Cover PLUS
For
Commercial Vehicles ("C Permit" or "A Permit" Goods
Vehicles)
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WHAT IS
IT? |
COVERAGE |
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The Insured Person
shall mean the DRIVER AND/OR ATTENDANT who is employed by the Insured, and
the coverage is limited to whilst the Insured Person is driving or riding
in the commercial vehicle registered in the Policy Schedule. Age limits in
respect to each Insured Person is 18 to 70 years old.
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GEOGRAPHICAL
LIMITS |
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- within MALAYSIA,
SINGAPORE and BRUNEI. |
BENEFITS
IN RESPECT OF EACH INSURED PERSON |
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BODILY INJURY
caused by violent accidental external and visible means, whilst driving or
riding in the Insured's commercial vehicle, which injury shall
solely and independently of any other cause results in the death or
permanent disability of the Insured Person within twelve (12)
months of the happening of an accident. |
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Benefit A:
DEATH |
Death
benefit of minimum RM35,000 up to a maximum of RM140,000 is payable to
each commercial vehicle owner or his/her legal personal representative,
depending on the number of units insured. |
Benefit B:
PERMANENT DISABILITY |
- Total and irrecoverable loss
of all sight in both eyes
- Total Loss by
physical severance of both hands or both feet or one hand and one foot
- Total Loss by
physical severance of one hand or one foot together with the total and
irrecoverable loss of all sight in one eye
- Total and irrecoverable loss of all
sight in one eye
- Total loss by physical severance of
one hand or one foot
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Benefit C:
DAILY HOSPITAL INCOME |
Daily
Hospital Income up to a maximum of 30 days for any one accident, only
for the driver and/or attendant (where applicable) in the insured
commercial vehicle. RM30 per day (irrespective of the number of units)
is payable to the Insured Person. |
PREMIUMS AND SUM
INSUREDS |
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Number of Units |
Sum
Insured |
Premium
(inclusive of
RM10 Stamp Duty & 6% Service Tax) |
1 |
RM 35,000 |
RM 275.00 |
2 |
RM 70,000 |
RM 540.00 |
3 |
RM 105,000 |
RM 805.00 |
4 |
RM 140,000 |
RM 1,070.00 |
If you wish to
apply for the COMMERCIAL
Personal Accident Cover PLUS now, just instruct us via
e-mail
and we will forward an Official Application Form to you.
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