|
What are the major
exclusions under this product? This product does not cover:-
-
War or any act of War,
declared or not;
-
Your direct participation
in strikes, riots and civil commotion or insurrection;
-
You, Your travel
companion's, family member's provoked murder or assault, intentional
self-injury, suicide or attempted suicide while sane or insane;
-
You, Your travel
companion's, family member's deliberate exposure to exceptional
danger (except in an attempt to save human life);
-
If one (1) of the reasons
of your journey is to obtain overseas medical treatment,
vaccination, medical check-up, care or advice regardless of whether
this is the sole or main purpose of your journey;
-
Pre-existing condition
(NOT applicable to Benefit 7);
-
Epidemic and/or Pandemic
(NOT applicable to Benefits 8, 9 and 10);
-
Act of Terrorism (NOT
applicable to Benefits 8, 9, 10, 11 and 25);
-
An incident or
circumstances of which you were aware of or could reasonably be
expected to be aware of at the time of purchasing this insurance or
booked your travel (whichever occurs last) and which could
reasonably be expected to lead to a claim under your policy;
-
You do not take precaution
to avoid a claim after there was a warning in the mass media of a
strike, riot, bad weather or other circumstances;
-
Any circumstances that
already existed or are known to the public before you book your
travel; and
-
mountaineering or any
activity above three thousand (3,000) meters height (NOT applicable
to Benefit 25).
Note: This list is
non-exhaustive. Please refer to the policy wordings for full list of
exclusions under this product.
|
