All you want to know about... Z-Travel Insurance (International)

BENEFITS

Benefit

BENEFIT DESCRIPTION

SILVER PLAN

GOLD PLAN

DIAMOND PLAN

Maximum Sum Insured (RM)
SECTION A - Unlimited Cover & Medical Related Covers
1
  • 1A
  • 1B
  • 1C
  • 1D
  • 1E
Medical Expenses
  • Overseas Medical Expenses
  • Overseas Dental Expenses
  • Follow-up Treatment in Malaysia
  • Alternative Medicine
  • Outpatient Treatment in Malaysia
 
  • 300,000

  • Included in 1A

  • 50,000

  • 500

  • Included in 1C

 
  • 500,000

  • Included in 1A

  • 50,000

  • 500

  • Included in 1C

 
  • Unlimited

  • Included in 1A

  • 50,000

  • 1,000

  • Included in 1C

2 Overseas Hospital Income (RM250 per day) 15,000 15,000 30,000
3 Child Care Benefit 7,000 10,000  15,000
4 Compassionate Visit 7,000 10,000 15,000
5 Emergency Medical Evacuation Unlimited Unlimited Unlimited
6 Medical Repartriation Unlimited Unlimited Unlimited
7 Repartriation of Mortal Remains

.

Unlimited Unlimited Unlimited
SECTION B - Travel Inconvenience Covers
8
  • 8A
  • 8B
Travel Cancellation
  • Travel Cancellation
  • travel Alteration
 
  • 20,000

  • 20,000

 

  • 25,000

  • 25,000

 
  • 30,000

  • 30,000

9 Travel Curtailment 20,000 25,000 30,000
10 Travel Interruption 1,000 1,500 3,000
11 Travel Delay - more than 6 consecutive hours (RM150 for every 6 consecutive hours) Overseas 3,600; Within Malaysia 450 Overseas 3,600; Within Malaysia 450 Overseas 7,200; Within Malaysia 900
12 Travel Misconnection - more than 6 consecutive hours (RM200 for every 6 consecutive hours) 400 600 1,200
13 Travel Reroute - more than 6 consecutive hours (RM200 for every 6 consecutive hours) 400 600 1,200
14 Baggage Delay - more than 6 consecutive hours (RM200 for every 6 consecutive hours) Overseas 800; Within Malaysia 200 Overseas 800; Within Malaysia 200  Overseas 2,000; Within Malaysia 800
15 Baggage & Personal Effects

Sub-limit for Benefit 15:

  1. Any one (1) item or Pair or Set of Items
  2. Portable Personal Computer
  3. Baggage
5,000

 

  1. 500

  2. 1,000

  3. 250

7,000

 

  1. 500

  2. 1,500

  3. 250

10,000

 

  1. 500

  2. 2,000

  3. 250

16 Personal Money 1,000 2,000 3,000
17 Travel Documents 5,000 6,000 8,000
18 Personal Credit Card Theft 1,000 1,500 3,000
SECTION C - Personal Accident & Liability Covers
19 Accidental Death and Permanent Disablement
  1. 30 days old to 17 years old
  2. 18 years old to 85 years old
 
  1. 75,000
  2. 300,000
 
  1. 75,000
  2. 300,000
 
  1. 125,000

  2. 500,000

20 Personal Liability 1,000,000 1,000,000 1,000,000
SECTION D - Urban Traveler's Covers
21 Home Care Benefits 2,000 3,000 5,000
22 Pet Care Benefit 1,000 1,000 1,000
23
  • 23A

  • 23B

Rental Car Excess
  • Car Excess
  • Car Return
 
  • 2,000

  • Included in 23A

 

  • 3,000

  • Included in 23A

 
  • 5,000

  • Included in 23A

24 Emergency Telephone and Internet Usage 100 200 500
25 Special coverage
  1. 30 days old to 17 years old
  2. 18 years old to 85 years old

 

  1. 75,000

  2. 300,000

 

  1. 75,000

  2. 300,000

 
  1. 125,000

  2. 500,000

SECTION E - Additional Benefits
26 Badal Haji (Only applicable to Muslim) 3,000 3,000 3,000
27 Wakaf (Only applicable to Muslim) 1,000 1,000 1,000
28 Qurban (Only applicable to Muslim) 1,000 1,000 1,000
29 Emergency Cash (Only applicable to Non-Muslim) 5,000 5,000 5,000
SECTION F - Travel Assistance Benefit
30 Travel Assist - Asia Assistance Included Included Included
 

NOTE: Please refer to the Policy Wordings for full description of the benefits, terms, conditions and exclusions under this product.


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