All you
want to know about...
Z-Travel
Insurance (International)
|
BENEFITS
|
Benefit
|
BENEFIT DESCRIPTION |
SILVER PLAN
|
GOLD PLAN
|
DIAMOND PLAN
|
Maximum Sum Insured (RM) |
SECTION A - Unlimited Cover & Medical
Related Covers |
1
|
Medical Expenses
- Overseas Medical Expenses
- Overseas Dental Expenses
- Follow-up Treatment in Malaysia
- Alternative Medicine
- Outpatient Treatment in Malaysia
|
-
300,000
-
Included in 1A
-
50,000
-
500
-
Included in 1C
|
-
500,000
-
Included in 1A
-
50,000
-
500
-
Included in 1C
|
-
Unlimited
-
Included in 1A
-
50,000
-
1,000
-
Included in 1C
|
2
|
Overseas Hospital Income (RM250 per day) |
15,000 |
15,000 |
30,000
|
3
|
Child Care Benefit |
7,000 |
10,000 |
15,000 |
4
|
Compassionate Visit |
7,000 |
10,000 |
15,000 |
5
|
Emergency Medical Evacuation |
Unlimited |
Unlimited |
Unlimited |
6
|
Medical Repartriation |
Unlimited |
Unlimited |
Unlimited |
7
|
Repartriation of Mortal Remains
.
|
Unlimited |
Unlimited |
Unlimited
|
SECTION B - Travel Inconvenience Covers |
8
|
Travel Cancellation
- Travel Cancellation
- travel Alteration
|
|
|
|
9
|
Travel Curtailment |
20,000 |
25,000 |
30,000 |
10 |
Travel Interruption |
1,000 |
1,500 |
3,000 |
11 |
Travel Delay - more than 6 consecutive hours
(RM150 for every 6 consecutive hours) |
Overseas 3,600; Within Malaysia 450 |
Overseas 3,600; Within Malaysia 450 |
Overseas 7,200; Within Malaysia 900 |
12
|
Travel Misconnection -
more than 6 consecutive hours (RM200 for every 6 consecutive hours) |
400 |
600 |
1,200 |
13
|
Travel Reroute - more than 6 consecutive hours
(RM200 for every 6 consecutive hours) |
400 |
600 |
1,200 |
14
|
Baggage Delay
- more than 6 consecutive hours (RM200 for every 6
consecutive hours) |
Overseas 800; Within Malaysia 200 |
Overseas 800; Within Malaysia 200 |
Overseas 2,000; Within Malaysia 800 |
15
|
Baggage & Personal Effects
Sub-limit for Benefit 15:
- Any one (1) item or Pair or Set of Items
- Portable Personal Computer
- Baggage
|
5,000
-
500
-
1,000
-
250
|
7,000
-
500
-
1,500
-
250
|
10,000
-
500
-
2,000
-
250
|
16
|
Personal Money |
1,000 |
2,000 |
3,000 |
17
|
Travel Documents |
5,000 |
6,000 |
8,000 |
18
|
Personal Credit Card Theft |
1,000 |
1,500 |
3,000
|
SECTION C - Personal Accident &
Liability Covers |
19
|
Accidental Death and Permanent Disablement
- 30 days old to 17 years old
- 18 years old to 85 years old
|
- 75,000
- 300,000
|
- 75,000
- 300,000
|
-
125,000
-
500,000
|
20
|
Personal Liability |
1,000,000 |
1,000,000 |
1,000,000
|
SECTION D - Urban Traveler's Covers |
21
|
Home Care Benefits
|
2,000 |
3,000 |
5,000 |
22
|
Pet Care Benefit |
1,000 |
1,000 |
1,000 |
23
|
Rental Car Excess
|
|
|
|
24
|
Emergency Telephone and Internet Usage
|
100 |
200 |
500 |
25
|
Special coverage
- 30 days old to 17 years old
- 18 years old to 85 years old
|
-
75,000
-
300,000
|
-
75,000
-
300,000
|
-
125,000
-
500,000
|
SECTION E - Additional Benefits |
26
|
Badal Haji (Only applicable to Muslim) |
3,000 |
3,000
|
3,000
|
27
|
Wakaf (Only applicable to Muslim)
|
1,000
|
1,000
|
1,000
|
28
|
Qurban (Only applicable to Muslim)
|
1,000 |
1,000 |
1,000 |
29
|
Emergency Cash (Only applicable to Non-Muslim)
|
5,000
|
5,000
|
5,000
|
SECTION F - Travel Assistance Benefit |
30
|
Travel Assist - Asia Assistance |
Included
|
Included
|
Included
|
Section G
- Covid-19 Benefits (Optional) |
Benefit
|
COVID-19 BENEFITS |
SILVER PLAN
|
GOLD PLAN
|
DIAMOND PLAN
|
Maximum Sum Insured (RM) |
31
|
Travel Cancellation due to Covid-19
(Policy issue date for
Section G: Benefit 31 must be minimum 7 days prior to commencement of your journey)
- Travel Cancellation due to Covid-19
prior to the commencement of your journey
- Travel Alteration due to Covid-19
prior to the commencement of your journey
|
|
|
|
32
|
Overseas Medical Expenses due to Covid-19 |
100,000 |
300,000 |
500,000
|
33
|
Hospital Allowance due to Covid-19 (RM150
per day) |
9,000 |
9,000 |
9,000 |
34
|
Child Care Benefits due to Covid-19 |
10,000 |
10,000 |
10,000 |
35
|
Death due to Covid-19 |
10,000 |
10,000 |
10,000 |
NOTE:
Please refer to the Policy Wordings for full description of the
benefits, terms, conditions and exclusions under this product. |
|