Z-Travel Insurance International BENEFITS

All you want to know about... Z-Travel Insurance (International)

BENEFITS
Benefit	BENEFIT DESCRIPTION	SILVER PLAN	GOLD PLAN	DIAMOND PLAN
Benefit	BENEFIT DESCRIPTION	Maximum Sum Insured (RM)
SECTION A - Unlimited Cover & Medical Related Covers
1 1A 1B 1C 1D 1E	Medical Expenses Overseas Medical Expenses Overseas Dental Expenses Follow-up Treatment in Malaysia Alternative Medicine Outpatient Treatment in Malaysia	300,000 Included in 1A 50,000 500 Included in 1C	500,000 Included in 1A 50,000 500 Included in 1C	Unlimited Included in 1A 50,000 1,000 Included in 1C
2	Overseas Hospital Income (RM250 per day)	15,000	15,000	30,000
3	Child Care Benefit	7,000	10,000	15,000
4	Compassionate Visit	7,000	10,000	15,000
5	Emergency Medical Evacuation	Unlimited	Unlimited	Unlimited
6	Medical Repartriation	Unlimited	Unlimited	Unlimited
7	Repartriation of Mortal Remains .	Unlimited	Unlimited	Unlimited
SECTION B - Travel Inconvenience Covers
8 8A 8B	Travel Cancellation Travel Cancellation travel Alteration	20,000 20,000	25,000 25,000	30,000 30,000
9	Travel Curtailment	20,000	25,000	30,000
10	Travel Interruption	1,000	1,500	3,000
11	Travel Delay - more than 6 consecutive hours (RM150 for every 6 consecutive hours)	Overseas 3,600; Within Malaysia 450	Overseas 3,600; Within Malaysia 450	Overseas 7,200; Within Malaysia 900
12	Travel Misconnection - more than 6 consecutive hours (RM200 for every 6 consecutive hours)	400	600	1,200
13	Travel Reroute - more than 6 consecutive hours (RM200 for every 6 consecutive hours)	400	600	1,200
14	Baggage Delay - more than 6 consecutive hours (RM200 for every 6 consecutive hours)	Overseas 800; Within Malaysia 200	Overseas 800; Within Malaysia 200	Overseas 2,000; Within Malaysia 800
15	Baggage & Personal Effects Sub-limit for Benefit 15: Any one (1) item or Pair or Set of Items Portable Personal Computer Baggage	5,000 500 1,000 250	7,000 500 1,500 250	10,000 500 2,000 250
16	Personal Money	1,000	2,000	3,000
17	Travel Documents	5,000	6,000	8,000
18	Personal Credit Card Theft	1,000	1,500	3,000
SECTION C - Personal Accident & Liability Covers
19	Accidental Death and Permanent Disablement 30 days old to 17 years old 18 years old to 85 years old	75,000 300,000	75,000 300,000	125,000 500,000
20	Personal Liability	1,000,000	1,000,000	1,000,000
SECTION D - Urban Traveler's Covers
21	Home Care Benefits	2,000	3,000	5,000
22	Pet Care Benefit	1,000	1,000	1,000
23 23A 23B	Rental Car Excess Car Excess Car Return	2,000 Included in 23A	3,000 Included in 23A	5,000 Included in 23A
24	Emergency Telephone and Internet Usage	100	200	500
25	Special coverage 30 days old to 17 years old 18 years old to 85 years old	75,000 300,000	75,000 300,000	125,000 500,000
SECTION E - Additional Benefits
26	Badal Haji (Only applicable to Muslim)	3,000	3,000	3,000
27	Wakaf (Only applicable to Muslim)	1,000	1,000	1,000
28	Qurban (Only applicable to Muslim)	1,000	1,000	1,000
29	Emergency Cash (Only applicable to Non-Muslim)	5,000	5,000	5,000
SECTION F - Travel Assistance Benefit
30	Travel Assist - Asia Assistance	Included	Included	Included
Section G - Covid-19 Benefits (Optional)
Benefit	COVID-19 BENEFITS	SILVER PLAN	GOLD PLAN	DIAMOND PLAN
Benefit	COVID-19 BENEFITS	Maximum Sum Insured (RM)
31 31A 31B	Travel Cancellation due to Covid-19 (Policy issue date for Section G: Benefit 31 must be minimum 7 days prior to commencement of your journey) Travel Cancellation due to Covid-19 prior to the commencement of your journey Travel Alteration due to Covid-19 prior to the commencement of your journey	20,000 10,000	25,000 10,000	30,000 10,000
32	Overseas Medical Expenses due to Covid-19	100,000	300,000	500,000
33	Hospital Allowance due to Covid-19 (RM150 per day)	9,000	9,000	9,000
34	Child Care Benefits due to Covid-19	10,000	10,000	10,000
35	Death due to Covid-19	10,000	10,000	10,000
NOTE: Please refer to the Policy Wordings for full description of the benefits, terms, conditions and exclusions under this product.

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