All you
want to know about the...
36
CRITICAL ILLNESSES
or
DREAD DISEASES
What are
the EXCLUSIONS in such a policy?
EXCLUSIONS
This policy DOES NOT cover the
following in the event of Critical Illness / Dread Disease:-
-
Pre-existing condition;
-
Specified Illnesses occurring
during the first 120 days of continuous cover;
-
If the disease is diagnosed
within thirty (30) days from the issue date of this Policy / Rider or date
of reinstatement, whichever is later;
-
Other than the first incidence
of the Critical Illness / Dread Disease;
-
Any injury or illness caused
directly or indirectly, wholly or partly, by self inflicted injury while
sane or insane, willful misuse of alcohol and / or the taking of drugs other
than those under the direction of a registered Medical Practitioner;
-
Any injury or illness received
during active participation in riot, strike or civil commotion,
insurrection, war or invasion or any act incidental thereto;
-
Any injury or illness received
during aviation, gliding or other form of aerial flight (other than as a
fare paying passenger on a scheduled flight) or motor racing, horse racing
or submarine operations;
-
Pregnancy or childbirth, unless
disability continues for more than three (3) months after termination of
pregnancy;
-
For Juvenile Insured Person, any
congenital damages / defects are specifically excluded.
Return
to contents
Please use
the 'Back' button on your browser to return to previous page.
This
is USJatyourservice,
Service At Its Best!
provided by kooagency
|